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Loan agency in Cincinnati, Ohio

407 Vine St #277, Cincinnati, OH 45202, USA
+1 (844) 478-6999
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Closed
Monday
Open 24 hours

What people think about Payday Loan Now?

Below you get acquainted with some of the testimonials of our customers.

Payday Loan Now rescued me in a hard time. They approved me for a loan although I had credit issues. The process was as easy as possible and speedy. I value their 24/7 client support service and affordable rates. I will 100% recommend this site to my family and friends.

Kraig Sipes

I needed $1000 to buy a suit for a party. The only solution was to apply for a cash advance. Found a lot of companies online. Payday Loan Now seemed the most legit lender in Cincinnati.

Sharon Cremin

The process was trouble-free, quick. No guarantors needed. Thank you a lot. Love their round-the-clock customer support. No problems. Would apply again.

Una Schultz

Important

The previous three items charactirize a precise lender. But below you can read general information about payday loans.

Payday Loans in Cincinnati, Ohio

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans may seem like an easy and speedy solution to a short-term problem in Cincinnati, Ohio. Loans from payday lenders can get you funds same day. Your interest rate will depend on several things.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still be eligible a payday loan. Such loans are created to help meet the needs of clients with less than perfect credit scores. There are companies who may be ready to offer you a payday loan even if you have a bad credit score. You will need a stable income to apply for a bad credit payday loan.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the real cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Cincinnati, Ohio

ACE Cash Express

11411 Buckeye Rd, Cleveland, OH 44104, USA

+1 (216) 862-8039

www.acecashexpress.com

Edward Jones - Financial Advisor: Mike Holdford, AAMS®

154 Youngstown Hubbard Rd Suite F, Hubbard, OH 44425, USA

+1 (330) 534-0890

www.edwardjones.com

PNC Bank

68 W Church St, Newark, OH 43055, USA

+1 (740) 349-8431

apps.pnc.com

Dostal & Kirk Insurance & Financial Services

120 S Sandusky Ave, Bucyrus, OH 44820, USA

+1 (419) 562-6801

www.dostalkirk.com

KeyBank

5775 Frantz Rd, Dublin, OH 43016, USA

+1 (614) 467-4514

www.key.com

Huntington Bank

2687 State Rd, Cuyahoga Falls, OH 44223, USA

+1 (330) 923-8280

www.huntington.com

Farmers & Merchants State Bank

7001 Lighthouse Way, Perrysburg, OH 43551, USA

+1 (419) 931-8892

www.fm.bank

First National Bank

80 W Streetsboro St, Hudson, OH 44236, USA

+1 (330) 222-6561

locations.fnb-online.com

American Loan

600 Tiffin Ave, Findlay, OH 45840, USA

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