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5 reviews
Loan agency in Cincinnati, Ohio

4921 Para Dr, Cincinnati, OH 45237, USA
+1 (513) 572-2940
express-paydayloans.com
Tuesday
7AM–9PM
Wednesday
7AM–9PM
Thursday
7AM–9PM
Friday
7AM–9PM
Saturday
7AM–7PM
Sunday
7AM–7PM
Monday
7AM–9PM

Domain Info

Created Date

2020-09-13

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

express-paydayloans.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about Express Payday Loans?

Here you read the reviews of our clients.

want to express my deep gratitude to Express Payday Loans for believing my case. I had some problems with a credit score, but this company helped me and issued a loan.

Ms. Dessie Spinka DDS

I apply very often. I am satisfied with the terms. There is online day and night service.

Wilfred Fisher

Pay Attention

Above there are details about a exact lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Cincinnati, Ohio

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Cincinnati, Ohio is issued easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Express Payday Loans help take out a payday loan in Cincinnati, Ohio?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Cincinnati, oh will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Cincinnati, Ohio

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PNC Bank

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Geauga Pawn

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KeyBank

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VyStar Credit Union ATM

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Century Federal Credit Union - Independence Branch

4600 Rockside Rd, Independence, OH 44131, USA

+1 (216) 535-3410

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Edward Jones - Financial Advisor: Andy Jones, CFP®

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+1 (330) 264-2168

www.edwardjones.com

Telhio Credit Union

950 Deis Dr, Fairfield, OH 45014, USA

+1 (614) 221-3233

telhio.org

Ohio Catholic Federal Credit Union

8600 Alexandria Dr, Macedonia, OH 44056, USA

+1 (888) 696-4462

www.ohiocatholicfcu.com

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