Welcome to Our Online Loan Referral Service

3 7 reviews
Loan agency in Hamilton County, Ohio

10990 Hamilton Ave, Cincinnati, OH 45231, USA
15 years in business
+1 (513) 851-3100
www.ccfi.com
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

[email protected]

+1.2065771368

Feedback about CheckSmart?

Here you grapple with the feedback of our customers.

Yesterday I needed extra money, I decided to addressed CheckSmart. They quickly approved the amount necessary, and besides, they offered reasonable terms at a low interest rate.

Mr. Claud King

It was significant to improve the credit history, because there is practically no chance of getting a payday loan at a favorable interest rate. As a result, I contacted CheckSmart. The rating improved after several loans paid back.

Johann Satterfield

CheckSmart is quite fair, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on schedule. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Chad Runolfsson

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to address CheckSmart. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Gia O'Kon DVM

Pay Attention

Payday lenders are described in the first three points. Below info defines shared information about payday loans.

Payday Loans in Cincinnati, Ohio

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Cincinnati, Ohio is issued easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a borrower will get.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will CheckSmart help take out a payday loan in Cincinnati, Ohio?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor reviewed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by lenders to take out a cash advance. The lending company review many aspects such as financial abilities to approve the form. Payday loans in Cincinnati, Ohio may help level up your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Cincinnati, Ohio

KeyBank

8609 Owenfield Dr, Powell, OH 43065, USA

+1 (740) 549-6580

www.key.com

Northwestern Mutual Financial

234 E 4th St, Minster, OH 45865, USA

+1 (419) 628-4665

www.northwesternmutual.com

Northwest Bank

1175 Cleveland Ave, Amherst, OH 44001, USA

+1 (440) 988-4423

www.northwest.bank

Ohio Valley Bank

27 N College Ave, Rio Grande, OH 45674, USA

+1 (740) 245-5373

www.ovbc.com

ATM (Key Bank)

601 Cleveland Rd W, Huron, OH 44839, USA

www.key.com

Fifth Third Bank & ATM

1235 N 21st St, Newark, OH 43055, USA

+1 (740) 366-3330

locations.53.com

Money Lenders

Loveland, OH 45140, USA

+1 (513) 575-3130

paydayloanservices.org

Huntington Bank

14522 N Cheshire St, Burton, OH 44021, USA

+1 (440) 834-4481

www.huntington.com

U.S. Bank Branch

14444 Pearl Rd, Strongsville, OH 44136, USA

+1 (440) 238-1343

locations.usbank.com

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