Welcome to Our Online Loan Referral Service

3.9 14 reviews
Loan agency in Cincinnati, Ohio

658 Main St, Cincinnati, OH 45202, USA
20 years in business
+1 (513) 929-4155
www.ccfi.com
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
8AM–7PM
Saturday
9AM–4PM
Sunday
Closed
Monday
8AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

[email protected]

+1.2065771368

Feedback about CheckSmart?

Here you grapple with the reviews of our clients.

Good CUSTOMER service

Dejah Weimann III

They’re really unprofessional on how they talk to customers.

Mr. Nat Shanahan

I will always recommend this place.

Kyla Mayer MD

Staff is always super friendly!

Derrick Kuhn Sr.

I HIGHLY recommend only talking with Michelle at this location.

Bobbie Quigley

It is a pleasure to do business with such nice people.

Prof. Rasheed Friesen

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes people get acquainted general information about payday loans.

Payday Loans in Cincinnati, Ohio

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Cincinnati, Ohio are issued easily. The interest rate is conditional on the client's personal data: if you repay more payday loans, the more efficient terms and rates lenders offer.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will CheckSmart help issue a payday loan in Cincinnati, Ohio?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued day and night. The transfer will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Cincinnati, Ohio. They assess many other factors before issuing a loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Cincinnati, Ohio

KeyBank

1180 W River Rd N, Elyria, OH 44035, USA

+1 (440) 387-5155

www.key.com

First National Bank

80 W Streetsboro St, Hudson, OH 44236, USA

+1 (330) 222-6561

locations.fnb-online.com

KeyBank

870 W Maple St, Hartville, OH 44632, USA

+1 (330) 267-1300

www.key.com

First State Bank

501 W Main St, Mt Orab, OH 45154, USA

+1 (937) 444-2380

www.fsb4me.com

CheckSmart

1069 Linden Ave, Zanesville, OH 43701, USA

+1 (740) 450-7720

www.ccfi.com

Check `n Go

2538 Hilliard Rome Rd, Hilliard, OH 43026, USA

+1 (614) 777-2979

OneMain Financial

6585 Terhune Dr, Middletown, OH 45044, USA

+1 (513) 424-4561

www.onemainfinancial.com

Farmer's National Bank

4934 Kidron Rd, Apple Creek, OH 44606, USA

farmersbankgroup.com

National Cash Advance

2265 Cooper Foster Park Rd, Amherst, OH 44001, USA

+1 (440) 282-1853

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