Welcome to Our Online Loan Referral Service


629 Old State Rte 74, Cincinnati, OH 45244, USA
7 years in business
+1 (513) 688-0111
Tuesday
10AM–5PM
Wednesday
10AM–6PM
Thursday
10AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
10AM–6PM

Feedback about Check Exchange?

Here you grapple with the reviews of our clients.

Not the first time I use Check Exchange. The service is reliable. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps out a lot when money is urgently needed.

Maxwell Weissnat

Good service with a reasonable rate. Money transferred immediately, I always use Check Exchange.

Rafaela Will

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes people grapple with general information about payday loans.

Payday Loans in Cincinnati, Ohio

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Cincinnati, Ohio is taken out easily and quickly. The interest rate is set respecting the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Check Exchange help issue a payday loan in Cincinnati, Ohio?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be credited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Cincinnati, oh will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Cincinnati, Ohio

First Merchants Bank

4621 Reed Rd, Columbus, OH 43220, USA

+1 (614) 486-9600

www.firstmerchants.com

Fifth Third Bank & ATM

5210 OH-741, Mason, OH 45040, USA

+1 (513) 459-7757

locations.53.com

Cash America Pawn

6926 Montgomery Rd, Cincinnati, OH 45236, USA

+1 (513) 891-0300

www.cashamerica.com

Richwood Bank

26 S High St, La Rue, OH 43332, USA

+1 (740) 943-2317

richwoodbank.com

Hocking Valley Bank

7 W Stimson Ave, Athens, OH 45701, USA

+1 (740) 592-4441

www.hvbonline.com

MoneyGram

1417 S Arlington St, Akron, OH 44306, USA

+1 (330) 724-7222

locations.moneygram.com

ATM M&t Bank

1415 Pittsburg Ave NW, North Canton, OH 44720, USA

WesBanco Bank

924 Gallia St, Portsmouth, OH 45662, USA

+1 (740) 353-2698

locations.wesbanco.com

Ohio Savings Bank, a division of New York Community Bank

15001 Snow Rd, Brook Park, OH 44142, USA

+1 (216) 267-6996

www.mynycb.com

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