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Loan agency in Hamilton County, Ohio

8144 Beechmont Ave, Cincinnati, OH 45255, USA

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Payday lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Cincinnati, Ohio

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Cincinnati, Ohio is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates you will recieve.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Regency Finance help issue a loan in Cincinnati, Ohio?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% deny the application when lenders in Cincinnati, oh will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Cincinnati, Ohio

PNC Bank

405 Madison Ave, Toledo, OH 43604, USA

+1 (419) 259-5466

apps.pnc.com

Andover Bank

339 State St, Conneaut, OH 44030, USA

+1 (440) 593-6595

www.andover.bank

Wayne County Community Federal Credit Union

311 Kaufmann Dr, Smithville, OH 44677, USA

+1 (330) 669-2117

Advance America

712 Harry Sauner Rd, Hillsboro, OH 45133, USA

+1 (937) 393-4262

www.advanceamerica.net

Wayne Savings Community Bank

151 N Market St, Wooster, OH 44691, USA

+1 (330) 264-5767

www.waynesavings.com

First National Bank

1012 E State St, Athens, OH 45701, USA

+1 (740) 594-1863

www.first-national.com

Third Federal Savings & Loan

1900 W 25th St, Cleveland, OH 44113, USA

+1 (216) 696-0326

www.thirdfederal.com

Regency Finance

8144 Beechmont Ave, Cincinnati, OH 45255, USA

Check cashing

0837132000, Belpre, OH 45714, USA

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