Onemain Financial Payday Loans Review

Loan agency in Cincinnati, Ohio

Organization owner?

2038 Beechmont Ave, Cincinnati, OH 45230, USA

7 years in business

www.onemainfinancial.com

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about Onemain Financial?

Here you get acquainted with the feedback of our clients.

Not the first time I use Onemain Financial. The service is fair. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps out a lot when funds is urgently needed.

Ben Runolfsdottir

I suffered one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Onemain Financial in Cincinnati seemed to me the most efficient.

Prof. Joesph Zulauf V

Onemain Financial is quite fair, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on time. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Dr. Candace Steuber

Pay Attention

Lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Cincinnati, Ohio

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

This financial product in Cincinnati, Ohio is issued simply and quickly. The interest percentage is defined respecting the category of the borrower: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Onemain Financial help issue a payday loan in Cincinnati, Ohio?

Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with person-related data. It will take some minutes to review the form. The money are credited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to issue a loan in Cincinnati, Ohio. They estmate many other factors before issuing a payday loan. One of them is solvency. This is a way to enhance your credit history.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Cincinnati, Ohio

Best Insurance & Financial Services LLC

105 N Michigan St, Edon, OH 43518, USA

+1 (419) 272-2888

www.best-ins.net

Fifth Third Bank & ATM

7708 Montgomery Rd, Cincinnati, OH 45236, USA

+1 (513) 891-5600

locations.53.com

CREFCO Financial Group, Inc.

23215 Commerce Park # 108, Beachwood, OH 44122, USA

+1 (855) 572-4006

www.cfgohio.com

Huntington Bank ATM

Newcomerstown, OH 43832, USA

www.huntington.com

Kroger Money Services

200 Lease Ave, Greenville, OH 45331, USA

+1 (937) 548-1960

moneyservices.kroger.com