Welcome to Our Online Loan Referral Service

3.4 32 reviews

6230 Hamilton Ave, Cincinnati, OH 45224, USA
+1 (513) 762-5070
www.kemba.com
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5:30PM

Domain Info

Created Date

1998-07-28

Mailing Address

8763 UNION CENTRE BLVD, WEST CHESTER, OH, 45069-4897, United States

Company Name

Kemba Credit Union, Inc.

Kemba Credit Union, Inc.

Contact Data

[email protected]

+1.5137621696

+1.5137621666

Feedback about Kemba Credit Union?

Here you read the reviews of our customers.

I've always received great service since I've been with this credit union.

Dr. Verdie Kunze I

Staff are decent and do an alright job.

Marian Hansen

I really wish that management would clean this place up.

Raven Crist

Gave me a loan on my laptop computer. Most places wont take them but they really helped me in a pinch!! Thanks Adam!!!

Dr. Zack Kemmer I

Great service, great prices

Janice Abbott I

This place is junky and they use ebay as a guide for pricing.

Ines Rolfson Jr.

Pay Attention

Further there will be presented the details about not a exact lender. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Cincinnati, Ohio

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Cincinnati, Ohio is taken out simply and fast. The interest percentage is defined depending on the category of the borrower: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Kemba Credit Union help take out a loan in Cincinnati, Ohio?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to review the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Cincinnati, oh will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

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