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3 2 reviews
Loan agency in Circleville, Ohio

1025 S Court St, Circleville, OH 43113, USA
7 years in business
+1 (740) 420-0900
1stchoicefinancial.net
Thursday
9:30AM–6PM
Friday
9:30AM–7PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9:30AM–6PM
Tuesday
9:30AM–6PM
Wednesday
9:30AM–6PM

Domain Info

Created Date

2016-06-08

Mailing Address

Ohio, United States

Company Name

Contact Data

Feedback about 1st Choice Financial?

Here you see the reviews of our customers.

I contacted 1st Choice Financial 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?

Beulah Durgan

Sky-scraper interest rate. When paying off a loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Prof. Hollis Wintheiser

I took out only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Hubert Jaskolski Jr.

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the fees.

Joanie Feest

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Circleville, New York

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Circleville, New York are taken out problem-free. The interest percentage depends on the customer's person-related data: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

25% small loan cap

How will 1st Choice Financial help issue a payday loan in Circleville, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor processed by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to issue a loan. The lending company process many aspects such as financial solvency to approve the request. Cash advance in Circleville, New York may help enhance your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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