Domain Info
Created Date
2016-06-08
Mailing Address
Ohio, United States
Company Name
Contact Data
Feedback about 1st Choice Financial?
Here you see the reviews of our customers.
I contacted 1st Choice Financial 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?
Beulah Durgan
Sky-scraper interest rate. When paying off a loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.
Prof. Hollis Wintheiser
I took out only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.
Hubert Jaskolski Jr.
I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the fees.
Joanie Feest
Pay Attention
Further there will be shown the details about not a certain lending company. The information below will explain general information about payday loans and its specific aspects.
Payday Loans in Circleville, New York
Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.
Payday loans in Circleville, New York are taken out problem-free. The interest percentage depends on the customer's person-related data: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.
APR
25% small loan cap
How will 1st Choice Financial help issue a payday loan in Circleville, New York?
- Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with personal data. It will take some minutes to consider the application. The money are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill out the following data:
Then you have to submit an application and get a decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
A negative factor processed by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to issue a loan. The lending company process many aspects such as financial solvency to approve the request. Cash advance in Circleville, New York may help enhance your credit score.
The following general points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Circleville, Ohio
Lake Community Federal Credit Union
2500 W State St, Alliance, OH 44601, USA
+1 (330) 877-4370 ext. 65
www.lakecomfcu.org
Bank of America ATM
34274 Center Ridge Rd, North Ridgeville, OH 44039, USA
+1 (844) 401-8500
locators.bankofamerica.com
Minster Bank - Sidney Office
117 W Russell Rd, Sidney, OH 45365, USA
+1 (937) 498-9752
www.minsterbank.com
