What people think about Cash Smart?
Below you find some of the opinions of our clients.
Sky-high APR. Had to repay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was awful too. The lady in the office was very impolite. Not recommended. Better seek another lender.
Anahi Purdy
So upset!! They approve me for a loan but it’s been 2 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my funds.
Mayra Mraz DDS
Applied for a loan second time. Got denied! No idea for what reason! No clarification. Fishy lender.
Miss Kaela Funk IV
Disappointed borrower! Was rejected for no reason. My credit was fair.
Kim Conn
Pay Attention
The previous three items charactirize a definite lending service. But below you can find general data about payday loans.
Payday Loans in Cleveland, New York
A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Cleveland, New York is are easy to get. The APR is specific for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit rating an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your budget and pay off your loan commitments as agreed in the contract.
To get approved for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and find out the precise cost of the cash advance loan immediately.
APR Calculator
Other Payday Lenders in Cleveland, Ohio
Edward Jones - Financial Advisor: Mark Dunfee
450 E Market St, Tiffin, OH 44883, USA
+1 (419) 448-4459
www.edwardjones.com
Bank of America ATM
34274 Center Ridge Rd, North Ridgeville, OH 44039, USA
+1 (844) 401-8500
locators.bankofamerica.com
Kingston National Bank
132 W Main St, Amanda, OH 43102, USA
+1 (740) 969-4570
kingstonnationalbank.com
Ohio Savings Bank, a division of New York Community Bank
720 Richmond Rd, Richmond Heights, OH 44143, USA
+1 (216) 291-5500
www.mynycb.com
Advance America
2758 Wilmington Pike, Kettering, OH 45419, USA
+1 (937) 643-1013
www.advanceamerica.net
Advance America
10589 Springfield Pike, Cincinnati, OH 45215, USA
+1 (513) 771-1114
www.advanceamerica.net
Northwestern Mutual Financial
315 Washington St # 119, Oak Hill, OH 45656, USA
+1 (740) 932-4045
www.northwesternmutual.com
