Checksmart Payday Loans Review

3.8 4 reviews

Organization owner?

6895 W 130th St, Cleveland, OH 44130, USA

7 years in business

+1 (440) 842-0426

Saturday

8AM–5PM

Sunday
(Easter)

Closed

Monday

8AM–7PM

Tuesday

8AM–7PM

Wednesday

8AM–7PM

Thursday

8AM–7PM

Friday

8AM–7PM

What people think about Checksmart?

Below you get acquainted with some of the testimonials of our clients.

I tried to borrow funds from Checksmart. They rejected me. Why then advertise they approve everyone even those with bad credit?? Bad service. Later, got many mails with an offer to take out a payday loan. I do not recommend this company.

Cielo Prosacco MD

I tried to borrow cash from Checksmart. They declined me. Why then advertise they approve everyone even those with poor credit?? Waste of time. Some time later, got many texts with an offer to apply for a cash advance loan. I do not recommend this loan provider.

Hailie Stehr

Wasted too much time with this organization. They charge hidden fees! Stay away

Prof. Casimer Botsford

I tried to borrow funds from Checksmart. They declined me. Why then say they accept everyone even those with poor credit?? Choose another lender. Later, got many calls with an offer to take out a loan. I do not recommend this lender.

Bernadine Hand

Wasted too much time with this company. They charge hidden fees! Stay away

Prof. Destany Collier

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Cleveland, New York

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Cleveland, New York is are simple to get. The interest rate is individual for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased opportunity to get approved for such loans. A payday loan may be the only financial product available for some clients to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your budget and pay back your loan commitments in a timely manner.

To get approved for a cash advance, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.