Feedback about Optima Lender Services?
Here you read the reviews of our clients.
They are unorganized and unprofessional.
Hester Effertz MD
Trying to understand how this company stays in business?!?
Janice Walker
Great people ,very helpful, I buy stuff from them and good prices .
Cheyanne Littel
Ordered parts on Wednesday were here Friday morning.
Ernestine Bartoletti Sr.
Great folks and great service.
Clare Jast
Excellent source for a wide variety of woodworking supplies.
Emerson Leuschke
No appt , fcfs 8-3/4, not a busy place but count to be there at least 1hr.
Jerad Effertz
Very professional company for the woodworking industry.
Wilson Weimann
IGV has great customer service and they do excellent work.
Mr. Myles Daugherty DDS
I appreciate your company for supporting a small business like mine.
Mr. Harold Lakin DDS
Ryan L. responded quickly to my request.
Jerry Schamberger
I would highly recommend this great group of people!
Cary Fisher PhD
We loved the gift basket we received welcoming us to our new home!
June Armstrong
He is going to be honest about the service he has to offer.
Prof. Hulda Anderson II
Very friendly staff and the process is quick and hassle free.
Astrid Hegmann
They are friendlier and their response is quicker...
Vivian Harber Jr.
Dont waste your time with this company!
Hector Kub
The place to go if you need to finance or refinance a home.
Cindy Schamberger
It was refreshing to work with someone that clearly puts the customer first.
Remington Hamill
They answered everything in a timely manner.
Mrs. Leilani Pollich I
They today did not deliver a small package and said "delivery attempted".
Ricky Waelchi
This Post Office accepted my package @ 6:50am to be delivered to my home.
Theresia Farrell
They always put my neighbor's mail in my mail box.
Taurean Kovacek
Pay Attention
Above-defined info offers the details about a definite lender. Below-specified info is devoted to general information about payday loans.
Payday Loans in Cleveland, New York
The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.
This financial product in Cleveland, New York is issued simply and quickly. The interest rate is set considering the category of the client: the more loans are successfully paid off, the more favorable terms will be ensured to you.
APR
25% small loan cap
How will Optima Lender Services help take out a payday loan in Cleveland, New York?
- 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a card, so a personal visit to the department is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill in the following data:
After filling in an application, submit it and recieve the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Cleveland, New York. They assess many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit rating.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the loan.
APR Calculator
Other Payday Lenders in Cleveland, Ohio
Fort Jennings State Bank
120 N Water St, Fort Jennings, OH 45844, USA
+1 (419) 286-2527
www.fjsb.com
First Commonwealth Bank
10149 Brewster Ln, Powell, OH 43065, USA
+1 (740) 548-3160
www.fcbanking.com
Fifth Third Bank & ATM
902 NW Washington Blvd, Hamilton, OH 45013, USA
+1 (513) 896-4310
locations.53.com
Huntington Bank ATM
10003 Fremont Pike, Perrysburg, OH 43551, USA
+1 (800) 480-2001
www.huntington.com
Park National Bank: Utica Office
33 S Main St, Utica, OH 43080, USA
+1 (740) 892-3841
parknationalbank.com
Superior Credit Union
202 Willipie St, Wapakoneta, OH 45895, USA
+1 (419) 738-4512
www.superiorcu.com
