Welcome to Our Online Loan Referral Service

4.6 5 reviews

754 Richmond Rd, Richmond Heights, OH 44143, USA
+1 (216) 535-3800
www.cenfedcu.org
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–6PM
Saturday
8:30AM–2PM
Sunday
Closed
Monday
8:30AM–4PM

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Feedback about Century Federal Credit Union - Richmond Heights Branch?

Here you grapple with the reviews of our customers.

100% sly company. They ask for a photo then spread on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Mr. Chadrick Roob V

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Randal Gutmann

For 6 months I have not been able to make the resource to transfer the information about the paying off of the loan for 2019.

Devin Tremblay DVM

I took out cash advance from Century Federal Credit Union - Richmond Heights Branch 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.

Mrs. Angelita Schroeder Jr.

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes readers get acquainted shared information about payday loans.

Payday Loans in Cleveland, New York

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

It is easy and quick to take out payday loans in Cleveland, New York. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will Century Federal Credit Union - Richmond Heights Branch help take out a payday loan in Cleveland, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Cleveland, New York. They rate many other factors before issuing a loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

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