Welcome to Our Online Loan Referral Service

3.3 4 reviews

6290 Pearl Rd, Parma Heights, OH 44130, USA
+1 (440) 888-4700
www.mynycb.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed

Domain Info

Created Date

2000-10-30

Mailing Address

615 MERRICK AVE, WESTBURY, NY, 11590-6607, United States

Company Name

NEW YORK COMMUNITY BANCORP, INC.

NEW YORK COMMUNITY BANCORP, INC.

Contact Data

[email protected]

+1.5166834126

+1.231231234

What people think about Ohio Savings Bank, a division of New York Community Bank?

Below you read some of the opinions of our customers.

Interest too high. People usually take loans because they’re having a bad time. These loans put you further into debt. Maybe they should lower their rates a little…

Mr. Mason Schoen IV

Freaking out interest rate. Had to pay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was terrible too. The lady on the phone was very impolite. Not recommended. Better consider another service.

Thaddeus McLaughlin Jr.

This company is a rip off. I will never apply again. $30 goes towards loan and you keep $84 for interest.

Bennett Ledner

I took out $800 for a period of 1 week. In the end, I had to pay off twice as much with all the commissions charged.

Owen Lebsack

Important

Now you can see general features of payday loans.

Payday Loans in Cleveland, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Cleveland, New York. The entire process is hassle-free. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit score an increased chance to get approved for such loans. A payday loan may be the only option available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments on scheduled.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the precise cost of the loan immediately.

APR Calculator

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