Welcome to Our Online Loan Referral Service

2.2 5 reviews

6500 Mayfield Rd, Mayfield Heights, OH 44124, USA
+1 (440) 442-3300
www.mynycb.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM

Domain Info

Created Date

2000-10-30

Mailing Address

615 MERRICK AVE, WESTBURY, NY, 11590-6607, United States

Company Name

NEW YORK COMMUNITY BANCORP, INC.

NEW YORK COMMUNITY BANCORP, INC.

Contact Data

[email protected]

+1.5166834126

+1.231231234

Feedback about Ohio Savings Bank, a division of New York Community Bank?

Here you see the reviews of our customers.

Not very happy with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Granville Moen

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a loan for 16 days. As a result, I paid $850 with all the fees.

Dr. Finn Kuvalis V

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Celine Thompson

Disappointed! Was declined to borrow $1,000. Only $400 was approved.

Gwendolyn Kulas

I contacted Ohio Savings Bank, a division of New York Community Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, contact the company in a month. Why?

Linnie Brekke

I issued $300 for several days. When the funds were returned, they applied a gigantic fees, I had to pay almost $400.

Abdullah Buckridge PhD

Pay Attention

Lending companies are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Cleveland, New York

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Cleveland, New York are issued hassle-free. The interest percentage depends on the customer's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Ohio Savings Bank, a division of New York Community Bank help take out a payday loan in Cleveland, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to process the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Cleveland, ny review this circumstance not an obstacle to take out a loan. The customer of a loan should be prepared to objectively estimate financial abilities, issue a loan, pay off the debt on time and not only handle current difficulties, but enhance the credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

APR Calculator

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+1 (440) 632-5259

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Premier Bank

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Ohio University Credit Union ATM

1 University Terrace, Baker Center, Athens, OH 45701, USA

+1 (800) 562-8420

www.oucu.org

Civista Bank

101 S Miami St, Quincy, OH 43343, USA

+1 (937) 585-4268

www.civista.bank

All-Star Pawn

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+1 (937) 522-0510

www.allstarpawndayton.com

Peoples Bank

655 Central Ave, Carlisle, OH 45005, USA

+1 (937) 743-2037

locations.peoplesbancorp.com

Fifth Third Bank & ATM

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