Welcome to Our Online Loan Referral Service

Loan agency in Columbus, Ohio

41 S High St, Columbus, OH 43215, USA
7 years in business
+1 (614) 480-4449

What people think about Hcic?

Below you find some of the opinions of our customers.

Thanks!! The funds were sent to my bank account as agreed – the next day. I closed the loan on time and had no problems. The process is convenient and transparent. Be a responsible customer and you will have no troubles.

Xander Kris

I want to say Many Thanks to the employees of Hcic. They offer fast solution to any unexpected money problems. Love them for their same day approval. Applied for a loan and got accepted although my credit was poor. I will certainly use this service if I need money again.

Sherman Murray DDS

Hcic seems credible. At least they charge no hidden fees. This was the only lender that approved me for a payday loan.

Dario Stracke

Was invited to a birthday party but was empty at that time. A friend recommended me to address Hcic. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had low credit. In general, The process was simple.

Loma Dickinson

Was invited to a gender party but was broke at that time. A friend recommended me to contact Hcic. And I did. This was the best decision! Yes, the interest rate was high but I think it’s because I had no credit. In general, The process was effortless.

Prof. Moriah Mohr MD

I applied for the first cash advance in my life, was approved the same day despite the fact that I had debts already. I repaid it on time. Love this company for their competitive rates. Other lenders in my city charge sky high interest!

Ms. Kristy Maggio I

I am a loyal client of Hcic. It is very simple to apply via the net. The interest rate was reasonable. Their employees always help in a timely manner.

Ian Reilly

Pay Attention

The above-given information provides the details about a peculiar lender. The information below is about common information about payday loans.

Payday Loans in Columbus, New Jersey

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Columbus, New Jersey is are simple to access. The interest rate is specific for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.


30% usury cap

Why people take out payday loans?


Car expenses








Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be ready to offer you a payday loan even if you have a bad credit score. You will need a steady income to be eligible for a bad credit payday loan.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Columbus, Ohio

Walmart Money Center

1974 Havemann Rd, Celina, OH 45822, USA


Park National Bank: Shelby Office

155 Mansfield Ave, Shelby, OH 44875, USA

+1 (567) 275-4110


Huntington Bank

727 N Main St, Akron, OH 44310, USA

+1 (330) 761-0120


First Choice Financial

1098 N High St, Hillsboro, OH 45133, USA

+1 (937) 393-5000


Superior Credit Union

580 Craig Dr, Perrysburg, OH 43551, USA

+1 (419) 246-5910


ATM (Key Bank)

1926 Tiffin Ave, Findlay, OH 45840, USA


Huntington Bank

6000 Royalton Rd, North Royalton, OH 44133, USA

+1 (216) 515-0008


Citizens Bank ATM

8471 Chippewa Rd, Brecksville, OH 44141, USA

+1 (440) 526-1310


Dollar Bank

14569 Pearl Rd, Strongsville, OH 44136, USA

+1 (440) 238-8080