Welcome to Our Online Loan Referral Service

3.7 12 reviews
Loan agency in Columbus, Ohio

1624 E Dublin Granville Rd, Columbus, OH 43229, USA
25 years in business
+1 (614) 882-2217
www.ccfi.com
Thursday
9AM–8PM
Friday
9AM–8PM
Saturday
9AM–8PM
Sunday
(Easter)
11AM–5PM
Hours might differ
Monday
9AM–8PM
Tuesday
9AM–8PM
Wednesday
9AM–8PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Feedback about CheckSmart?

Here you see the feedback of our customers.

I had a good experience with cashing a USPS money order with them, today.

Dr. Athena Kiehn

I got screwed over by this place.

Angeline Haley Sr.

Always have had good service done here, i recommend it to anyone

Trinity Romaguera

Pay Attention

Further there will be given the details about not a definite lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in Columbus, New Jersey

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Columbus, New Jersey is issued easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

30% usury cap

How will CheckSmart help issue a payday loan in Columbus, New Jersey?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be deposited to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Columbus, New Jersey. The company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Columbus, Ohio

Honda Federal Credit Union

11000 OH-347, East Liberty, OH 43319, USA

+1 (800) 634-6632

www.hondafcu.org

Fort Jennings State Bank

120 E Main St, Ottoville, OH 45876, USA

+1 (419) 453-2527

fjsb.com

Consumers National Bank - Waynesburg

8607 Waynesburg Dr SE, Waynesburg, OH 44688, USA

+1 (330) 341-8741

www.consumersbank.com

Woodforest National Bank

2793 Taylor Rd Ext, Reynoldsburg, OH 43068, USA

+1 (614) 626-5745

www.woodforest.com

Valley Payroll Advance LLC

140 Hollywood Blvd, Steubenville, OH 43952, USA

+1 (740) 264-5324

Minerva Area Federal Credit Union

3570 Union Ave SE, Minerva, OH 44657, USA

+1 (330) 868-7080

www.minervacreditunion.com

Ohio Savings Bank, a division of New York Community Bank

3300 Warren Rd, Cleveland, OH 44111, USA

+1 (216) 941-3000

www.mynycb.com

Edward Jones - Financial Advisor: Eric Kochendoerfer

537 Huron Ave, Sandusky, OH 44870, USA

+1 (419) 626-4444

www.edwardjones.com

AgCredit

311 Maple St, Wellington, OH 44090, USA

+1 (419) 663-4020

www.agcredit.net

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