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1 5 reviews
Loan agency in Columbus, Ohio

34 N High St # 500, Columbus, OH 43215, USA
7 years in business
+1 (614) 621-7070
firstbankofohio.com
Tuesday
10AM–8PM
Wednesday
Closed
Thursday
10AM–8PM
Friday
Closed
Saturday
10AM–4PM
Sunday
Closed
Monday
Closed

Domain Info

Created Date

2012-04-12

Mailing Address

Ohio, United States

Company Name

First Bank of Ohio

First Bank of Ohio

Contact Data

Feedback about First Bank of Ohio?

Here you read the reviews of our customers.

Always love this place

Carole Schiller

Really bad service sad never in my life going to this place again

Ronny Koss

Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Columbus, New Jersey

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

It is easy and fast to take out loans in Columbus, New Jersey. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

30% usury cap

How will First Bank of Ohio help issue a payday loan in Columbus, New Jersey?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Columbus, New Jersey. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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Ohio Valley Bank Co

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Somerville National Bank ATM

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Money Concepts

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