Checksmart Payday Loans Review

Organization owner?

Columbus, OH 43201, USA

Friday

9AM–5PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

What people think about Checksmart?

Below you find some of the reviews of our customers.

Always love this place

Prof. Martina Schinner

Really bad service sad never in my life going to this place again

Ayla Lindgren

Great staff and service.

Gisselle Bode

Awesome rates, products and customer service.

Ahmed Yundt

Amanda is very professional takes her customer satisfaction personal.

Hope Carter DVM

Important

The previous three items charactirize a peculiar lender. But below you can read common data about payday loans.

Payday Loans in Columbus, New Jersey

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your short-term financial troubles in Columbus , New Jersey because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit rating may stop you from getting approved for a bank loan. Payday lenders in Columbus, nj accept borrowers with poor credit. You can request a bad credit payday loan online at any time of the day and if approved could have the funds in your account within several hours.

To get accepted for a loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the payday loan even before applying.