Domain Info
Created Date
1995-11-25
Mailing Address
California, United States
Company Name
Stearns Lending, LLC
Stearns Lending, LLC
Contact Data
What people think about Stearns Home Loans - Columbus, OH?
Below you find some of the testimonials of our clients.
Zach was thorough, professional and gave us great advice and service.
Teagan Klocko
I would recommend Zach to any of my family, friends, or coworkers.
Hope Donnelly
Zach is hands down my "go to" lender.
Brian Collier
The staff was fantastic in every regard.
Hosea Barton
Great friendly place.
Heaven Hilpert
Pay Attention
Below you can read general information about payday loans and their common features.
Payday Loans in Columbus, New Jersey
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
It is simple and fast to get accepted for payday loans in Columbus, New Jersey. The interest rate will be set individually for each case and will depend on the personal data the consumer provided.
APR
30% usury cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on other factors. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and find out the real cost of the loan immediately.
APR Calculator
Other Payday Lenders in Columbus, Ohio
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Fifth Third Bank & ATM
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First Federal Bank of Ohio
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Edward Jones - Financial Advisor: Toni R Armeni
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Greenville Pawn & Jewelry
126 W 4th St, Greenville, OH 45331, USA
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Bank of America Financial Center
27950 Chagrin Blvd, Woodmere, OH 44122, USA
+1 (216) 223-7052
locators.bankofamerica.com
