Welcome to Our Online Loan Referral Service

5 reviews

445 Hutchinson Ave #200, Columbus, OH 43235, USA
+1 (614) 824-7797
www.stearns.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

1995-11-25

Mailing Address

California, United States

Company Name

Stearns Lending, LLC

Stearns Lending, LLC

Contact Data

What people think about Stearns Home Loans - Columbus, OH?

Below you find some of the testimonials of our clients.

Zach was thorough, professional and gave us great advice and service.

Teagan Klocko

I would recommend Zach to any of my family, friends, or coworkers.

Hope Donnelly

Zach is hands down my "go to" lender.

Brian Collier

The staff was fantastic in every regard.

Hosea Barton

Great friendly place.

Heaven Hilpert

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Columbus, New Jersey

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is simple and fast to get accepted for payday loans in Columbus, New Jersey. The interest rate will be set individually for each case and will depend on the personal data the consumer provided.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on other factors. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the real cost of the loan immediately.

APR Calculator

Other Payday Lenders in Columbus, Ohio

ATM (Key Bank)

200 W Plane St, Bethel, OH 45106, USA

www.key.com

U.S. Bank Branch

3705A Medina Rd, Medina, OH 44256, USA

+1 (330) 721-0550

locations.usbank.com

First Financial Bank - Mortgage: Josh Robertson

1163 S Shannon St, Van Wert, OH 45891, USA

+1 (419) 623-1246

www.bankatfirst.com

U.S. Bank Branch

115 E Court St, Sidney, OH 45365, USA

+1 (937) 498-1131

locations.usbank.com

ATM (Huntington National Bank)

14849 N State Ave, Middlefield, OH 44062, USA

www.huntington.com

Day Air Credit Union

3434 York Commons Blvd, Dayton, OH 45414, USA

+1 (937) 643-2160

dayair.org

Park National Bank: Rookwood Office

Rookwood Exchange, 3825 Edwards Rd #520, Cincinnati, OH 45209, USA

+1 (513) 718-6040

parknationalbank.com

Farm Credit Mid-America

2241 Troy Rd, Springfield, OH 45504, USA

+1 (937) 399-3638

First Federal Community Bank

251 Colemans Crossing Blvd, Marysville, OH 43040, USA

+1 (937) 642-3421

ffcb.com

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