What people think about Xpress Merchant Advance Credit Loans?
Below you get acquainted with some of the opinions of our clients.
Recently I experienced the most difficult situation in my life. I suddenly needed $900 to cover medical bills. This lender helped me immediately. They were the only company that approved me for the necessary amount. I solved all my troubles. I will definitely recommend this company to my family. Best service ever.
Cecilia Schimmel
Online application. I only entered an ID and a bank account. Fast lending decision. The first time I was approved for $400 only. Hope the limit will be more next time. Interest rate is competitive. Repaid the loan even before the due date. If required, the term can be also extended.
Krystina Lowe
Pay Attention
Now you can review general features of payday loans.
Payday Loans in Columbus, New Jersey
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
It is effortless and fast to get accepted for payday loans in Columbus, New Jersey. The APR will be set specifically for each person and will depend on the personal data the person provided.
APR
30% usury cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a payday loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the APR. It’s easy to learn the exact cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Columbus, Ohio
Caliber Home Loans
8136 Beechmont Ave, Cincinnati, OH 45255, USA
+1 (513) 813-4700
caliberhomeloans.com
Edward Jones - Financial Advisor: Sara A Mankins
501 Coshocton Ave, Mt Vernon, OH 43050, USA
+1 (740) 397-5316
www.edwardjones.com
The Ottoville Bank Company
161 3rd St, Ottoville, OH 45876, USA
+1 (419) 453-3313
www.ottovillebank.com
