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2.7 9 reviews
Loan agency in Kettering, Ohio

4064 Wilmington Pike, Kettering, OH 45440, USA
15 years in business
+1 (937) 294-0500
www.ccfi.com
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

[email protected]

+1.2065771368

Feedback about CheckSmart?

Here you grapple with the feedback of our clients.

Took my check in that I received and got what I worked for.

Olga Gutmann

The place is a joke.

Felix McGlynn

They don't cash money orders.

Ethyl Crist

This place is a joke!

Stevie Mayert

Pay Attention

Above-specified info provides the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Dayton, New York

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Dayton, New York is issued easily and fast. The interest rate is set depending on the category of the customer: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

25% small loan cap

How will CheckSmart help issue a payday loan in Dayton, New York?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Dayton, New York. The lending company will estimate many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Dayton, Ohio

PNC Bank

1052 High St, Wadsworth, OH 44281, USA

+1 (330) 335-2394

apps.pnc.com

Fifth Third Bank & ATM

4005 Hamilton Cleves Rd, Hamilton, OH 45014, USA

+1 (513) 738-5400

locations.53.com

Huntington Bank ATM

3628 Massillon Rd, Uniontown, OH 44685, USA

www.huntington.com

Peak Financial Partners

5720 Burnett Dr S, Galena, OH 43021, USA

+1 (614) 542-7242

First Financial Bank

108 S Main St, Monroe, OH 45050, USA

+1 (513) 360-2320

www.bankatfirst.com

Check Advance

4491 Marie Dr, Middletown, OH 45044, USA

Merchants National Bank ATM

314 Washington St, Higginsport, OH 45131, USA

+1 (937) 375-4242

www.merchantsnat.com

Huntington Bank

200 Lisbon St, Wellsville, OH 43968, USA

+1 (330) 532-4900

www.huntington.com

OneMain Financial

1056 W Main St, Ravenna, OH 44266, USA

+1 (330) 297-6141

www.onemainfinancial.com

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