Welcome to Our Online Loan Referral Service

1 reviews
Loan agency in Dayton, Ohio

Smithville Rd, Dayton, OH 45420, USA
3 years in business
+1 (937) 203-1361
firstchoicepaydayloans.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–7PM
Saturday
9AM–3PM
Sunday
Closed

Domain Info

Created Date

2014-01-27

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

firstchoicepaydayloans.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about The Payday Light?

Here you see the feedback of our customers.

I issued a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Ms. Annie Grant PhD

I issued a loan from The Payday Light 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller amount.

Maymie Schultz

I borrowed $300 for several days. When the cash advance was returned, they applied a huge commissions, I had to pay almost $400.

Dee Bashirian

I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Santos Osinski

For 6 months I have not been able to make the company to transfer the information about the paying back of the loan for 2019.

Mr. Jerrod Nolan IV

I borrowed $300 for several days. When the funds were returned, they applied a huge fees, I had to pay almost $400.

Colton Littel DDS

Pay Attention

Above-specified info provides the details about a exact lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Dayton, New York

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

It is simple and quick to issue payday loans in Dayton, New York. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will The Payday Light help take out a payday loan in Dayton, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Dayton, New York. They assess many other factors before taking out a payday loan. One of them is payment abilities. This is a way to improve your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Dayton, Ohio

National Bank of Adams County

218 N Market St, West Union, OH 45693, USA

+1 (937) 544-2361

nbaconline.com

National Check Cashers

2440 E Dublin Granville Rd, Columbus, OH 43229, USA

+1 (614) 899-3030

ATM (Huntington National Bank)

123 E Main St, Sugarcreek, OH 44681, USA

www.huntington.com

Flagstar Bank ATM

302 W Main St, Van Wert, OH 45891, USA

+1 (800) 945-7700

www.flagstar.com

Woodforest National Bank

2850 Maple Ave, Zanesville, OH 43701, USA

+1 (740) 453-6389

www.woodforest.com

Fifth Third Bank & ATM

6120 S Gilmore Rd, Fairfield, OH 45014, USA

+1 (513) 870-0012

locations.53.com

S.A.M. Check Cashing Machine

5502 Monroe St, Sylvania, OH 43560, USA

+1 (419) 517-5373

www.samcodirect.com

CES Credit Union

400 W Chestnut St, Mt Vernon, OH 43050, USA

+1 (740) 397-1136

www.cescu.com

Cashland

702 Pennsylvania Ave, Wellston, OH 45692, USA

+1 (740) 384-1412

www.cashamerica.com

Top