Welcome to Our Online Loan Referral Service

5 2 reviews

200 N Main St, Dunkirk, OH 45836, USA
+1 (419) 759-2771
www.firstcitizensnational.com
Tuesday
9:30AM–3PM
Wednesday
9:30AM–12:30PM
Thursday
9:30AM–3PM
Friday
9:30AM–5PM
Saturday
9:30AM–12PM
Sunday
Closed
Monday
9:30AM–3PM

Domain Info

Created Date

2001-08-10

Mailing Address

Company Name

Contact Data

Feedback about First Citizens National Bank?

Here you grapple with the feedback of our clients.

High interest rate. When paying off a loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another website.

Dr. Johnny Gerhold

No matter how much asked for a cash advance. Constantly denied. No idea why?

Miss Audie Franecki MD

I borrowed $300 for several days. When the payday loan was returned, they applied a huge commissions, I had to pay almost $400.

Claude Daugherty

I tried to borrow money from First Citizens National Bank. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Miss Chanel Graham MD

For 6 months I have not been able to make the company to transfer the information about the paying back of the loan for 2019.

Prof. Javonte Lemke III

Pay Attention

Further there will be presented the details about not a definite lender. The information below will define common information about payday loans and its specific elements.

Payday Loans in Dunkirk, New York

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Problem-free financial products are known as payday loans in Dunkirk, ny. They are issued at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

25% small loan cap

How will First Citizens National Bank help take out a payday loan in Dunkirk, New York?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be deposited to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Dunkirk, New York. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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