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5 reviews
Loan agency in Gallipolis, Ohio

266 Upper River Rd, Gallipolis, OH 45631, USA
7 years in business
+1 (740) 446-2404
www.ohiovalleycashloansinc.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2018-03-02

Mailing Address

Company Name

Contact Data

Feedback about Ohio Valley Cash Loans Inc?

Here you see the reviews of our customers.

Thanks to Ohio Valley Cash Loans Inc for helping when money is urgently needed. I have been applying to this service for amost one year and everything is always honest, without hidden fees.

Prof. Bettye Renner

It was necessary to improve the credit history, because there is practically no chance of getting a loan at a favorable interest rate. As a result, I contacted Ohio Valley Cash Loans Inc. The history improved after several loans paid off.

Durward Gutmann

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in Gallipolis, Ohio

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Gallipolis, oh. They are issued at individual interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Ohio Valley Cash Loans Inc help take out a loan in Gallipolis, Ohio?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Gallipolis, oh review this circumstance not an obstacle to take out a loan. The borrower of a loan should be ready to objectively estimate financial solvency, issue a loan, pay off the debt on time and not only handle current difficulties, but enhance the credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

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Firelands Federal Credit Union

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+1 (800) 276-5775

www.firelandsfcu.org

KeyBank

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