Welcome to Our Online Loan Referral Service

3 5 reviews

420 3rd Ave #1135, Gallipolis, OH 45631, USA
+1 (800) 468-6682
www.ovbc.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM

Domain Info

Created Date

1996-05-30

Mailing Address

420 3RD AVE, GALLIPOLIS, OH, 45631-1135, United States

Company Name

Ohio Valley Bank Corp.

Ohio Valley Bank Corp.

Contact Data

it@ovbc.com

+1.7404462631

+1.7404411330

Feedback about Ohio Valley Bank?

Here you see the reviews of our clients.

Not the first time I use Ohio Valley Bank. The service is competent. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It helps out a lot when money is urgently needed.

Stacey Gislason

Ohio Valley Bank is quite good, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Marguerite Wilderman

Ohio Valley Bank seemed to me the fair. At least no insurance and extra fees. There are no discounts for regular clients. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Demarcus Huel

I suffered a difficult situation in my life. I emergenctly required extra money. This company helped me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Ewell Romaguera

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Gallipolis, Ohio

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Gallipolis, Ohio is issued easily and fast. The interest rate is defined respecting the category of the client: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Ohio Valley Bank help take out a payday loan in Gallipolis, Ohio?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Gallipolis, Ohio. They assess many other factors before issuing a cash advance. One of them is solvency. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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