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What people think about Andover Bank?
Below you see some of the opinions of our customers.
Interest too high. People usually borrow money because they’re having a bad time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Kasey Leffler
Unsatisfied borrower! Was declined for no reason. My credit was fair.
Prof. Monte Cartwright
I took loans from Andover Bank many times. Previously it was ok. Last time they said I was approved. Said the money would be in my account within 9 hours. It’s been three days – no funds. They do not answer emails. Why???
Benedict Deckow Jr.
APR too high. People usually take cash advances because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their rates a little…
Prof. Lon Lueilwitz
Pay Attention
Above there is information about a exact loan provider. Below you can see common characteristics of payday loans.
Payday Loans in Geneva, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
Payday loans may be an easy and fast solution to a short-term problem in Geneva, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.
APR
25% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit history. Payday loan approvals depend very much on other factors. They will check your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Geneva, Ohio
Peoples Bank
951 E Canal St, Nelsonville, OH 45764, USA
+1 (740) 753-1955
locations.peoplesbancorp.com
Advance America
9360 Mentor Ave Unit H, Mentor, OH 44060, USA
+1 (440) 205-0650
www.advanceamerica.net
Kroger Money Services
2900 W. St. Rt. 22 &, 3, Maineville, OH 45039, USA
+1 (513) 683-4001
moneyservices.kroger.com
Advance America
4644 Brandt Pike, Huber Heights, OH 45424, USA
+1 (937) 233-8414
www.advanceamerica.net
Edward Jones - Financial Advisor: Kim Cowgill, AAMS®
149 W Market St, Orrville, OH 44667, USA
+1 (330) 682-5264
www.edwardjones.com
