Northwest Bank Payday Loans Review

5 3 reviews

Organization owner?

30 E Main St, Geneva, OH 44041, USA

+1 (440) 466-5013

www.northwest.bank

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What people think about Northwest Bank?

Below you find some of the reviews of our clients.

Said I was approved for a payday loan. Have been waiting 2 days, still no funds I my account. I conclude it’s monkey business.

Cyrus Hamill

I was accepted for $800 for a period of 11 days. In the end, I had to repay twice as much with all the fees charged.

Jennifer Goldner I

Applied for a payday loan second time. Got rejected! No idea WHY! No explanation. Tricky service.

Kaylah Crist

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Geneva, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in Geneva, New York is are simple to get. The interest rate is individual for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a poor credit rating an increased opportunity to get accepted for payday loans. A payday loan may be the only financial product available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and repay your loan commitments punctually.

To get approved for a loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the payday loan even before applying.