Welcome to Our Online Loan Referral Service

5 2 reviews

52740 Boston Hill Rd, Hannibal, OH 43931, USA
+1 (740) 483-2279
www.ohiovalleycu.org
Saturday
8:30AM–12:30PM
Sunday
(Easter)
Closed
Monday
7:30AM–5PM
Tuesday
7:30AM–5PM
Wednesday
7:30AM–5PM
Thursday
7:30AM–5PM
Friday
7:30AM–6PM

Domain Info

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Feedback about Ohio Valley Community Credit Union?

Here you read the reviews of our clients.

I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Tristian Ankunding

Sky-scraper interest rate. When paying back a loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Dr. Dimitri Thiel

Pay Attention

Payday lenders are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Hannibal, New York

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and fast to issue payday loans in Hannibal, New York. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

25% small loan cap

How will Ohio Valley Community Credit Union help take out a payday loan in Hannibal, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to review the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Hannibal, New York. They estmate many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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