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What people think about Civista Bank?
Below you find some of the testimonials of our clients.
It wanted to improve my credit because I had no chances of getting approved for a mortgage. So I applied for a payday loan via Civista Bank. Took out 4 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very happy.
Adelbert Keeling
Civista Bank seems legit. Used it twice. The first cash advance approved was small – $500, but next time the limit was increased to $900. Paid off the loan even earlier. The managers were caring, they gave detailed answers to all my questions. No delays. But their interest rates are average.
Elouise Howell
Recently I urgently needed $600 to pay for a bike repair. I submitted an application form via the website of Civista Bank. I entered the basic personal data. No phone calls. The requested amount was approved within 15 minutes. The money was sent to my bank account within 3 hours. My favourite website!
Jazmyne Hermann
Important
Now you can read general aspects of payday loans.
Payday Loans in Miamisburg, Ohio
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to access in Miamisburg, Ohio. The entire process is effortless. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.
APR
28%
Max Loan
$1,000
Min Term
91 days
Max Term
1 year
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit history you may still apply a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are companies who may be pleased to give you a payday loan even if you have a poor credit rating. You will need a stable income to apply for a bad credit payday loan.
To get approved for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Miamisburg, Ohio
Kroger Money Services
31550 Chieftain Dr, Logan, OH 43138, USA
+1 (740) 380-3236
moneyservices.kroger.com
National Bank of Adams County
218 N Market St, West Union, OH 45693, USA
+1 (937) 544-2361
nbaconline.com
Consumers National Bank - Hartville
1215 W Maple St, Hartville, OH 44632, USA
+1 (330) 325-4591
www.consumersbank.com
