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5 reviews
Loan agency in Minerva, Ohio

1170 Alliance Rd NW, Minerva, OH 44657, USA
+1 (330) 868-0886

What people think about VRS Hometown Loans?

Below you get acquainted with some of the reviews of our clients.

I took out a loan from VRS Hometown Loans twice. Paid back all my loans on schedule. Last week wanted to borrow more, but they approved me for only $500 ???

Jillian Kris

I took loans from VRS Hometown Loans 2 times. Previously it was ok. Last time they said I was approved. Promised the money would be in my account within 5 hours. It’s been three days – no funds. They do not answer phone calls. Why???

Abigail Rosenbaum

Wasted too much efforts with this organization. They charge sky high rates! Seek elsewhere

Richmond Wisozk

The site does not work so I can not apply for the loan…

Mrs. Maryse Frami DVM

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Minerva, New York

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is easy and fast to get accepted for payday loans in Minerva, New York. The APR will be set specifically for each client and will depend on the personal data the client filled in.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit score an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments on scheduled.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

Other Payday Lenders in Minerva, Ohio

OneMain Financial

1465 N Shoop Ave, Wauseon, OH 43567, USA

+1 (419) 337-5560

www.onemainfinancial.com

Cashland

2215 S Union Ave, Alliance, OH 44601, USA

+1 (330) 821-2160

www.cashamerica.com

Advanced Caulking and Restoration

2004 Broadway Ave NE, East Canton, OH 44730, USA

+1 (330) 323-7305

www.advanced-cr.com

Wayne Savings Community Bank

1055 Sugarbush Dr, Ashland, OH 44805, USA

+1 (419) 207-1192

www.waynesavings.com

Citizens Bank ATM

30159 Detroit Rd, Westlake, OH 44145, USA

www.citizensbank.com

Heritage Bank

9749 Montgomery Rd, Cincinnati, OH 45242, USA

+1 (513) 538-6320

www.ourheritage.bank

Cashland

744 Columbus Ave, Lebanon, OH 45036, USA

+1 (513) 934-5299

Edward Jones - Financial Advisor: Diane W Evans

200 N Market St, Minerva, OH 44657, USA

+1 (330) 868-3484

www.edwardjones.com

WesBanco Bank

3868 Central Ave, Shadyside, OH 43947, USA

+1 (740) 676-1110

locations.wesbanco.com

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