Home Loan Savings Bank Payday Loans Review

5 5 reviews

Organization owner?

1387 Coshocton Ave, Mt Vernon, OH 43050, USA

+1 (740) 393-0058

www.homeloansavingsbank.com

Thursday

8:30AM–4:30PM

Friday

8:30AM–5PM

Saturday

8:30AM–12PM

Sunday
(Easter)

Closed

Monday

8:30AM–4:30PM

Tuesday

8:30AM–4:30PM

Wednesday

8:30AM–4:30PM

Domain Info

Created Date

2000-01-25

Mailing Address

Company Name

Contact Data

What people think about Home Loan Savings Bank?

Below you see some of the testimonials of our clients.

It's a fantastic bank that builds relationships with its customers.

Abbigail Price

I highly recommend this Knox County, Mt. Vernon bank for all your loan needs.

Dr. Stewart Maggio

Pay Attention

The above-given information provides the details about a precise lender. The information below is about common information about payday loans.

Payday Loans in Mount Vernon, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Mount Vernon, New York. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few factors.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit history an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some clients to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your budget and pay off your loan commitments punctually.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.