Domain Info
Created Date
2002-01-09
Mailing Address
4202 Navarre Avenue, Oregon, OH, 43616, United States
Company Name
Jennifer Ferguson
Bay Area Credit Union
What people think about Bay Area Credit Union?
Below you read some of the opinions of our customers.
Brooke was very helpful during our loan process.
Marilyne Collins PhD
Been banking here for 5 years almost love the staff.
Dudley Shields
Great people, excellent customer service
Mrs. Ciara Hammes
Pay Attention
The previous three items charactirize a certain financial institution. But below you can read common data about payday loans.
Payday Loans in Oregon, Ohio
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Payday loans are the easiest loans to get in Oregon, Ohio. The entire process is fast. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.
APR
28%
Max Loan
$1,000
Min Term
91 days
Max Term
1 year
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit rating an increased chance to get approved for short-term loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your needs and pay off your loan commitments in good time.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Oregon, Ohio
Summit Financial Group, Inc.
101 Commerce Dr, Loveland, OH 45140, USA
+1 (513) 891-6050
www.summitohio.com
ACE Cash Express
10589 St Clair Ave., Cleveland, OH 44108, USA
+1 (216) 851-8077
www.acecashexpress.com
North Coast Credit Union
22735 Lorain Rd, Fairview Park, OH 44126, USA
+1 (440) 734-0400
www.nccuonline.com
