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4.1 13 reviews

4202 Navarre Ave, Oregon, OH 43616, USA
+1 (419) 698-2962
www.bayareacu.com
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Holiday hours
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM

Domain Info

Created Date

2002-01-09

Mailing Address

4202 Navarre Avenue, Oregon, OH, 43616, United States

Company Name

Jennifer Ferguson

Bay Area Credit Union

Contact Data

[email protected]

+1.419.698.2962

+1.419.698.3112

What people think about Bay Area Credit Union?

Below you read some of the opinions of our customers.

Brooke was very helpful during our loan process.

Marilyne Collins PhD

Been banking here for 5 years almost love the staff.

Dudley Shields

Great people, excellent customer service

Mrs. Ciara Hammes

Pay Attention

The previous three items charactirize a certain financial institution. But below you can read common data about payday loans.

Payday Loans in Oregon, Ohio

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans are the easiest loans to get in Oregon, Ohio. The entire process is fast. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit rating an increased chance to get approved for short-term loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your needs and pay off your loan commitments in good time.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

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