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4.5 2 reviews

335 S College Ave Suite 101, Oxford, OH 45056, USA
+1 (513) 524-8301
www.firstmerchants.com
Thursday
9AM–8PM
Friday
9AM–8PM
Saturday
9AM–3PM
Sunday
Closed
Monday
9AM–8PM
Tuesday
9AM–8PM
Wednesday
9AM–8PM

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172, Harahan, LA, 70123, United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

[email protected]

+1.5043550545

What people think about First Merchants Bank?

Below you see some of the opinions of our customers.

I tried to borrow money from First Merchants Bank. They rejected me. Why then advertise they approve everyone even those with poor credit?? Bad service. Later, got many texts with an offer to take out a cash advance loan. I do not recommend this loan provider.

Gideon Predovic Jr.

Said I was approved for a payday loan. Have been waiting 5 days, still no money I my account. I suppose it’s fraud.

Albertha Hartmann

Said I was accepted for a loan. Have been waiting 4 days, still no funds I my account. I conclude it’s fake.

Prof. Baron Senger MD

Seems a fraudulent company. They ask for too many personal data. I think it’s dangerous to spread such details [online|on the Internet. You’d better find another company.

Dr. Shad McLaughlin

Important

Now you can read general aspects of payday loans.

Payday Loans in Oxford, New York

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is trouble-free and fast to get approved for payday loans in Oxford, New York. The interest rate will be set specifically for each applicant and will depend on the personal details the client provided.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a poor credit history. Payday loan approvals depend very much on other factors. Payday companies will look at your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

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