Welcome to Our Online Loan Referral Service

5 reviews

1440 Mentor Ave, Painesville, OH 44077, USA
7 years in business
+1 (440) 639-5100
Tuesday
10AM–6PM
Wednesday
10AM–5:30PM
Thursday
10AM–5:30PM
Friday
10AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5:30PM

Feedback about Express Cash Advance?

Here you read the reviews of our customers.

I recommend Express Cash Advance to everyone, I am applying for the second time. Everything is great!

Shanelle Medhurst

I had a difficult situation in my life. I emergenctly required extra money. This company helped me very much. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Reggie Hilpert

I issued a cash advance when I had problems with money. There was no other way out. I found this site on the Internet, among others. Has applied several services. One denied, the other offered too high a rate, but here it was approved as I wanted.

Dr. Javonte Thiel DDS

Thanks to the team of Express Cash Advance. Quick solution of the arisen problems, quick approval on the loan. I definitely recommend this company.

Prof. Rosemarie Pagac I

Thanks to the team of Express Cash Advance. Quick solution of the arisen issues, quick approval on the payday loan. I definitely recommend this service.

Thurman Lubowitz III

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes readers get acquainted common information about payday loans.

Payday Loans in Painesville, Ohio

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Painesville, Ohio is issued easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a customer will get.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Express Cash Advance help issue a payday loan in Painesville, Ohio?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor considered by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by payday lenders to take out a cash advance. The lender process many aspects such as financial abilities to approve the form. Payday loans in Painesville, Ohio may help enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

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