Welcome to Our Online Loan Referral Service

3 2 reviews
Loan agency in Lake County, Ohio

1219 Mentor Ave, Painesville, OH 44077, USA
20 years in business
+1 (440) 392-2274

Domain Info

Created Date


Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data



Feedback about CheckSmart?

Here you get acquainted with the feedback of our customers.

Wait was a little bit long, but staff was friendly and easy to work with.

Christiana Jacobs

But I keep getting sales calls after setting up service in this place.

Jailyn Dicki

Your employees have no clue about new services your company offers.

Dr. Connie Hill

Pay Attention

Further there will be shown the details about not a definite lender. The information below will define common information about payday loans and its specific features.

Payday Loans in Painesville, Ohio

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Painesville, Ohio are taken out hassle-free. The interest percentage depends on the customer's person-related information: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.



Max Loan


Min Term

91 days

Max Term

1 year

How will CheckSmart help issue a loan in Painesville, Ohio?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to process the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Painesville, Ohio. The company will assess many points to qualify such as solvency. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Painesville, Ohio

Money Concepts

461 N High St, Chillicothe, OH 45601, USA

+1 (740) 775-6882


Fifth Third Bank & ATM

511 N High St, Hillsboro, OH 45133, USA

+1 (937) 840-5353


Walmart Money Center

Austintown, OH 44515, USA


Credit First National Association (CFNA)

6275 Eastland Rd, Cleveland, OH 44142, USA

+1 (800) 321-3950


Eight Federal Credit Union

727 Lime City Rd # 400, Rossford, OH 43460, USA

+1 (419) 666-7334


Civista Bank

205 S Detroit St, West Liberty, OH 43357, USA

+1 (937) 465-9050


North Coast Credit Union

22735 Lorain Rd, Fairview Park, OH 44126, USA

+1 (440) 734-0400


Mariner Finance

1125 Hebron Rd suite a, Heath, OH 43056, USA

+1 (740) 522-2222


Premier Bank

204 E High St, Bryan, OH 43506, USA

+1 (419) 636-3118