Welcome to Our Online Loan Referral Service

4.8 6 reviews

601 W Main St, Plain City, OH 43064, USA
+1 (740) 943-2317
richwoodbank.com
Saturday
8:30AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM

Domain Info

Created Date

1998-06-17

Mailing Address

Company Name

Contact Data

Feedback about Richwood Bank?

Here you grapple with the reviews of our clients.

I'm not ashamed to borrow money from Richwood Bank, now the whole world lives like this. I have already used loans many times, everything is convenient.

Maddison Mante

I took the first cash advance, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Landen Weissnat

Thanks to the team of Richwood Bank. Fast solution of the arisen problems, quick decision on the loan. I definitely recommend this company.

Noe Hand

I often take out a cash advance to a card in Richwood Bank. It is very efficient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.

Prof. Alexandro Pfannerstill DDS

Not the first time I use Richwood Bank. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps out a lot when money is urgently needed.

Webster Lebsack

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Plain City, Ohio

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Hassle-free financial products are known as payday loans in Plain City, oh. They are issued at individually-set interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Richwood Bank help take out a loan in Plain City, Ohio?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor reviewed by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by payday lenders to issue a loan. The lending company review many aspects such as financial abilities to approve the form. Payday loans in Plain City, Ohio may help enhance your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

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