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5 11 reviews

5382 Lake Rd, Sheffield Lake, OH 44054, USA
+1 (440) 949-1782
www.genfed.com
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
8:30AM–5PM

Domain Info

Created Date

1997-02-28

Mailing Address

Company Name

Contact Data

Feedback about GenFed Financial Credit Union?

Here you grapple with the feedback of our clients.

The Staff is the most helpful friendly people you could ever meet.

Miss Ramona Schmeler

A GREAT place to do banking!

Shanel Renner

Like you are family its amazing.🙂🙂🙂🙂🙂🙂😍

Judge Marquardt

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Sheffield Lake, Ohio

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Sheffield Lake, Ohio are taken out hassle-free. The interest rate depends on the customer's person-related information: if you pay off more payday loans, the more reasobanle terms and rates lenders offer.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will GenFed Financial Credit Union help take out a loan in Sheffield Lake, Ohio?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The transfer will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Sheffield Lake, oh will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Sheffield Lake, Ohio

First National Bank Of Blanchester

121 W Main St, Blanchester, OH 45107, USA

+1 (937) 783-2451

www.fnbblanchester.com

Cash & Tobacco World

2329 N Ridge Rd E, Ashtabula, OH 44004, USA

+1 (440) 998-3003

Huntington Bank

1750 Columbus Pike, Delaware, OH 43015, USA

+1 (740) 369-6511

www.huntington.com

Huntington Bank

6000 Royalton Rd, North Royalton, OH 44133, USA

+1 (216) 515-0008

www.huntington.com

Ohio Cash Advance

110 S Manchester St, West Union, OH 45693, USA

+1 (937) 544-4300

Fifth Third Bank & ATM

4706 N Summit St, Toledo, OH 43611, USA

+1 (419) 729-4657

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Conneaut Savings Bank

2046 St, 2046 OH-45 N, Austinburg, OH 44010, USA

+1 (440) 275-3554

www.conneautsavings.com

CheckSmart

1216 Tiffin Ave, Findlay, OH 45840, USA

+1 (419) 424-3164

www.ccfi.com

Check `n Go

5200 Monroe St, Toledo, OH 43623, USA

+1 (419) 841-9757

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