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What people think about Civista Bank?
Below you get acquainted with some of the testimonials of our customers.
Otherwise this is an amazing place to do your banking.
Jayda Watsica III
Good bank with great local people!
Dr. Floy Maggio DDS
Sue Lowery and her processing team at Civista Bank are amazing to work with.
Ford Goldner V
Zach was thorough, professional and gave us great advice and service.
Dr. General Bailey V
I would recommend Zach to any of my family, friends, or coworkers.
Johan Hayes
Zach is hands down my "go to" lender.
Mrs. Maymie Fahey MD
Important
Now you can review general aspects of payday loans.
Payday Loans in Shelby, North Carolina
A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans may be an easy and speedy solution to a short-term problem in Shelby, North Carolina. Loans from payday lenders can get you cash same day. Your APR will depend on several things.
APR
36% APR small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to applicants with a bad credit rating. Payday loan approvals depend very much on specific aspects. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.
APR Calculator
Other Payday Lenders in Shelby, Ohio
Bank of America ATM
8390 Beechmont Ave, Cincinnati, OH 45255, USA
+1 (844) 401-8500
locators.bankofamerica.com
ATM (Huntington National Bank)
48 Vienna Ave, Niles, OH 44446, USA
+1 (330) 349-9203
www.huntington.com
