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Feedback about Universal 1 Credit Union?
Here you get acquainted with the reviews of our clients.
Nice location for the business on the go
Lane Corwin
Nice and helpful staff
Rowland Harvey Sr.
Awesome place to get taxes done and get hoilday loans .. highly recommended anyone to come here
Hilma Kunde
Excellent company, great staff!
Eugene Hauck
Amazing people and great customer service
Princess Schiller
The ladys here are always awsome
Prof. Sage Bayer MD
Knowledgeable staff when it comes to doing your taxes.
Daphney Schultz
Would give no stars if I could've
Rosalind Padberg
These people are awesome I love this place great people great cars great prices
Cyrus Hamill
Best car dealership in town only because of the Manager Kim.
Miss Lempi Baumbach
Great place friendly staff
Ansel Rippin
The most outstanding mortgage service to date!
Austen Rempel
When I made my mortgage payment online, I screwed up my bank account info.
Peyton Bayer
Excellent customer service.
Adela Willms
Was charged $319 for fed tax prep that a week later I still have not received.
Prof. Vida Flatley
I’d give this place a zero if I could
Pinkie Armstrong IV
Pay Attention
Lending companies are shown in the first three points. Below info specifies general information about payday loans.
Payday Loans in Sidney, New York
A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.
Such financial products as payday loan in Sidney, New York is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a client will recieve.
APR
25% small loan cap
How will Universal 1 Credit Union help issue a payday loan in Sidney, New York?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the store is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every client should enter the following data:
Then press a Submit button to recieve an offer from one of the lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Sidney, ny review this circumstance not a drawback to take out a loan. The borrower of a payday loan should be prepared to objectively assess financial capabilities, issue a loan, repay the debt on schedule and not only handle current issues, but improve the credit score.
The following common points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator clarifies the cost of the loan known as APR.
APR Calculator
Other Payday Lenders in Sidney, Ohio
Cyber Check Multiservices
190 S Hamilton Rd, Whitehall, OH 43213, USA
+1 (614) 762-7936
cyber-checks.com
Unified Bank
68400 Stewart Dr, St Clairsville, OH 43950, USA
+1 (740) 695-9910 ext. 2303
unifiedbank.com
First Financial Bank
4391 Far Hills Ave, Kettering, OH 45429, USA
+1 (937) 610-9320
www.bankatfirst.com
Ross County Banking Center
222 E Main St, Chillicothe, OH 45601, USA
+1 (740) 774-4444
www.vcnbfamily.com
