Welcome to Our Online Loan Referral Service

4.7 3 reviews

311 Kaufmann Dr, Smithville, OH 44677, USA
+1 (330) 669-2117
Wednesday
10AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Feedback about Wayne County Community Federal Credit Union?

Here you see the reviews of our clients.

100% sleeky service. They ask for a photo then spread on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Wilfrid Jast

I took out $300 for several days. When the funds were returned, they applied a great fees, I had to pay almost $400.

Dr. Curtis Brown

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Smithville, West Virginia

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Smithville, West Virginia is issued simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates you will get.

APR

31% APR for loans up to $2,000

How will Wayne County Community Federal Credit Union help take out a payday loan in Smithville, West Virginia?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be transfered to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% deny the application when lenders in Smithville, wv will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Smithville, Ohio

Thrivent Financial Lutherans

350 Beall Ave, Wooster, OH 44691, USA

+1 (330) 262-5500

www.thrivent.com

Old Fort Banking Company

300 W State St, Fremont, OH 43420, USA

+1 (419) 334-2989

www.oldfortbank.com

Cashland

268 S Sandusky St, Delaware, OH 43015, USA

+1 (740) 362-8708

www.cashamerica.com

CheckSmart

860 N Bridge St, Chillicothe, OH 45601, USA

+1 (740) 851-4073

www.ccfi.com

PNC Bank

4978 Everhard Rd NW, Canton, OH 44718, USA

+1 (330) 305-6510

apps.pnc.com

ATM (Huntington National Bank)

211 E Main St, Richmond, OH 43944, USA

www.huntington.com

Same Day Payday Loans

5977 Endicott Rd, Columbus, OH 43229, USA

+1 (614) 858-8949

sameday-paydayloans.com

MoneyGram

3853 Burbank Rd #3a, Wooster, OH 44691, USA

+1 (330) 345-4589

locations.moneygram.com

Stearns Home Loans - Columbus, OH

445 Hutchinson Ave #200, Columbus, OH 43235, USA

+1 (614) 824-7797

www.stearns.com

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