Domain Info
Created Date
2001-03-07
Mailing Address
Company Name
Contact Data
What people think about Farmers Savings Bank?
Below you read some of the opinions of our customers.
Unhappy client! Was declined for no reason. My credit was average.
Prof. Emiliano Murazik III
Crazy APR. Had to pay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Client service was unsatisfactory too. The lady in the office was very rude. Not recommended. Better search for another lender.
Ashley Beatty PhD
Interest too high. People usually take cash advances because they’re having a bad time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Santina Sipes I
I took loans from Farmers Savings Bank many times. Previously it was ok. Last time they said I was eligible. Said the money would be in my account within 7 hours. It’s been 2 days – no funds. They do not answer phone calls. Why???
Cale Breitenberg
Pay Attention
The above-given information provides the details about a peculiar company. The information below is about general information about payday loans.
Payday Loans in Spencer, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Spencer, New York. The entire process is easy. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
25% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a poor credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments as agreed in the contract.
To get approved for a loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Spencer, Ohio
Ohio Savings Bank, a division of New York Community Bank
22255 Center Ridge Rd, Rocky River, OH 44116, USA
+1 (440) 333-9370
www.mynycb.com
Peoples Bank
655 Central Ave, Carlisle, OH 45005, USA
+1 (937) 743-2037
locations.peoplesbancorp.com
