Welcome to Our Online Loan Referral Service

2.4 18 reviews

1427 W 1st St, Springfield, OH 45504, USA
www.ihcreditunion.com
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2014-12-17

Mailing Address

Company Name

Contact Data

Feedback about IH Credit Union?

Here you see the feedback of our clients.

Friendly, online banking made easy from phone or laptop!

Karina Beer

Nobody ever has any answers they give you a constant run around.

Walker Purdy

No online banking support between 5pm Friday and 9am Monday.

Dorothea Pfannerstill

Great service, good people.

Kristoffer Kassulke

The staff are rude and do not know what they are doing!

Alysa Hintz

They go above and beyond to help customer needs!

Lola Gislason

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Springfield, Massachusetts

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Springfield, Massachusetts is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates you will get.

APR

23% small loan cap

How will IH Credit Union help issue a loan in Springfield, Massachusetts?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor taken into account by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by lenders to issue a cash advance. The lending company review many aspects such as financial solvency to approve the request. Cash advance in Springfield, Massachusetts may help enhance your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Springfield, Ohio

CheckSmart

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+1 (216) 739-0837

www.ccfi.com

Check Into Cash

703 Harding Way E, Galion, OH 44833, USA

+1 (419) 462-1741

PNC Bank

30 W High St, London, OH 43140, USA

+1 (740) 852-3011

apps.pnc.com

Farmers National Bank

2424 E State St, Salem, OH 44460, USA

+1 (330) 337-7756

www.farmersbankgroup.com

Civista Bank

49 Sandusky St, Plymouth, OH 44865, USA

+1 (419) 687-4081

www.civista.bank

North Coast Credit Union

22735 Lorain Rd, Fairview Park, OH 44126, USA

+1 (440) 734-0400

www.nccuonline.com

First Commonwealth Bank

5594 Wales Ave NW, Massillon, OH 44646, USA

+1 (330) 481-2141

www.fcbanking.com

United Bank

1546 Marion-Mt Gilead Rd #b, Marion, OH 43302, USA

+1 (740) 389-2224

www.bankwithunited.com

Advance America

21638 Libby Rd Unit #432, Maple Heights, OH 44137, USA

+1 (216) 663-0870

www.advanceamerica.net

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