Welcome to Our Online Loan Referral Service

4.3 25 reviews

847 W Main St, Troy, OH 45373, USA
+1 (937) 335-8591

Domain Info

Created Date


Mailing Address

96 Mowat Ave, Toronto, ON, M4K 3K1, Canada

Company Name

Contact Privacy Inc. Customer 1249667519

Contact Privacy Inc. Customer 1249667519

Contact Data



Feedback about HTM Area Credit Union?

Here you get acquainted with the feedback of our customers.

My experience with HTM Credit Union has been acceptionally creditable.

Prof. Rosie Streich IV

Have been doing business with Jim and his staff for more than 6 years.

Prof. Bria Borer IV

Would recommend to anyone looking for a good place to bank.

Eli Herman

I had applied and the whole process took less than 30min. I was really in need of this loan. Payments are very reasonable. I also give them an A+++++++

Gudrun Considine PhD

I needed a quick, short term loan and they pulled through! No hassle, easy application, low payments. I was surprised how easy the process was! Good job Lendly, this is …

Isabell Turner

Once I submitted all my personal information about an hour later I was denied.

Yadira Block

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes users grapple with common information about payday loans.

Payday Loans in Troy, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Hassle-free financial products are considered as payday loans in Troy, ny. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.


25% small loan cap

How will HTM Area Credit Union help take out a payday loan in Troy, New York?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be deposited to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Troy, ny review this circumstance not an obstacle to take out a loan. The recipient of a cash advance should be ready to objectively assess financial capabilities, issue a loan, pay off the debt on a due date and not only cope with current difficulties, but improve the credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the cash advance.

APR Calculator

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