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Loan agency in Urbana, Ohio

1637 E US Hwy 36 Suite 4, Urbana, OH 43078, USA
5 years in business
+1 (937) 653-8387
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

What people think about First American Cash Advance?

Below you read some of the opinions of our clients.

Great place,great people, great service.

Dell Schinner

Tel-A-Rent offers a wide variety of products with flexible payment options.

Dr. Barrett Becker PhD

Everyone we have dealt with have been wonderful and will work with you on price.

Cyril Kuvalis

Excellent staff excellent services offered excellent programs.

Jodie Kuhn

There is ample parking and a gas station right across the street as well.

Damon Farrell V

Friendly people, Bible-based teaching.

Mr. Ken Kunze Jr.

Important

The previous three items charactirize a peculiar lender. But below you can find general data about payday loans.

Payday Loans in Urbana, Ohio

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

It is effortless and speedy to get approved for payday loans in Urbana, Ohio. The APR will be set individually for each consumer and will depend on the personal details the applicant provided.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your cash advance.

APR Calculator

Other Payday Lenders in Urbana, Ohio

PNC Bank

2500 Stringtown Rd, Grove City, OH 43123, USA

+1 (614) 278-6225

apps.pnc.com

Walmart Money Center

100 E Washington Jackson Rd, Eaton, OH 45320, USA

www.walmart.com

Huntington Bank

622 E Lincolnway, Minerva, OH 44657, USA

+1 (330) 868-6428

www.huntington.com

Richwood Bank

28 N Franklin St, Richwood, OH 43344, USA

+1 (740) 943-2317

www.richwoodbank.com

MoneyGram

790 W Market St, Tiffin, OH 44883, USA

+1 (419) 447-8199

locations.moneygram.com

Peoples Savings Bank

710 2nd St, Matamoras, OH 45767, USA

+1 (740) 865-3483

www.psb1911.com

Huntington Bank

675 W Main St, New Lebanon, OH 45345, USA

First Federal Savings & Loan

30 S 3rd St, Waterville, OH 43566, USA

+1 (419) 878-9231

www.firstfeddelta.bank

Huntington Bank

3481 O'Connell St, Powell, OH 43065, USA

+1 (740) 881-4373

www.huntington.com

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