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Loan agency in Urbana, Ohio

1637 E US Hwy 36 Suite 4, Urbana, OH 43078, USA
5 years in business
+1 (937) 653-8387
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

What people think about First American Cash Advance?

Below you read some of the opinions of our clients.

Great place,great people, great service.

Dell Schinner

Tel-A-Rent offers a wide variety of products with flexible payment options.

Dr. Barrett Becker PhD

Everyone we have dealt with have been wonderful and will work with you on price.

Cyril Kuvalis

Excellent staff excellent services offered excellent programs.

Jodie Kuhn

There is ample parking and a gas station right across the street as well.

Damon Farrell V

Friendly people, Bible-based teaching.

Mr. Ken Kunze Jr.

Important

The previous three items charactirize a peculiar lender. But below you can find general data about payday loans.

Payday Loans in Urbana, Ohio

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

It is effortless and speedy to get approved for payday loans in Urbana, Ohio. The APR will be set individually for each consumer and will depend on the personal details the applicant provided.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your cash advance.

APR Calculator

Other Payday Lenders in Urbana, Ohio

Loan Central

1080 N Bridge St #43, Chillicothe, OH 45601, USA

+1 (740) 773-5626

www.myloancentral.com

CheckSmart

6150 Gender Rd, Canal Winchester, OH 43110, USA

+1 (614) 837-2556

www.ccfi.com

Heartland Bank

130 N Wilson Rd, Columbus, OH 43204, USA

+1 (614) 351-2100

www.heartland.bank

Huntington Bank

104 N Michigan Ave, Edgerton, OH 43517, USA

+1 (419) 298-2311

www.huntington.com

Bank of America ATM

700 Loveland Madeira Rd Unit A3, Loveland, OH 45140, USA

+1 (844) 401-8500

locators.bankofamerica.com

ATM (Key Bank)

58 S Maple St, Orwell, OH 44076, USA

www.key.com

PNC Bank

29 N Gamble St, Shelby, OH 44875, USA

+1 (419) 342-4565

apps.pnc.com

Advance America

716 W Market St E, Tiffin, OH 44883, USA

+1 (419) 443-8349

www.advanceamerica.net

Check Into Cash

1204 Park Ave W, Mansfield, OH 44903, USA

+1 (419) 528-3214

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