What people think about First American Cash Advance?
Below you read some of the opinions of our clients.
Great place,great people, great service.
Dell Schinner
Tel-A-Rent offers a wide variety of products with flexible payment options.
Dr. Barrett Becker PhD
Everyone we have dealt with have been wonderful and will work with you on price.
Cyril Kuvalis
Excellent staff excellent services offered excellent programs.
Jodie Kuhn
There is ample parking and a gas station right across the street as well.
Damon Farrell V
Friendly people, Bible-based teaching.
Mr. Ken Kunze Jr.
Important
The previous three items charactirize a peculiar lender. But below you can find general data about payday loans.
Payday Loans in Urbana, Ohio
Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.
It is effortless and speedy to get approved for payday loans in Urbana, Ohio. The APR will be set individually for each consumer and will depend on the personal details the applicant provided.
APR
28%
Max Loan
$1,000
Min Term
91 days
Max Term
1 year
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your cash advance.
APR Calculator
Other Payday Lenders in Urbana, Ohio
Park National Bank: Johnstown Office
60 W Coshocton St, Johnstown, OH 43031, USA
+1 (740) 967-1831
parknationalbank.com
OneMain Financial
3021 Harding Hwy B, Lima, OH 45804, USA
+1 (419) 227-6251
www.onemainfinancial.com
Bank of America ATM
2060 OH-256, Reynoldsburg, OH 43068, USA
+1 (844) 401-8500
locators.bankofamerica.com
