National Cash Advance Payday Loans Review

Loan agency in Urbana, Ohio

Organization owner?

225 Lippencott Ln, Urbana, OH 43078, USA

+1 (937) 484-5920

What people think about National Cash Advance?

Below you see some of the opinions of our clients.

I applied for the first payday loan in my life, was approved in 10 minutes despite the fact that I had bad credit. I repaid it before the due date. Love this company for their reasonable rates. Other lenders in my town charge sky high interest!

Creola Bode

Many thanks to National Cash Advance. I recently had some troubles with repaying my auto loan and they approved me for a payday loan. Best lender! Managed to cover my problems and signed with relief.

Ray Daugherty IV

I have already contacted this company 2 times and I was very satisfied with the rates. This is the only 24/7 service with affordable rates in my area.

Ara Batz

I contacted National Cash Advance for financial assistance. Everything was done very quickly. Had the funds in my account the same evening. Employees are very competent. Pleasant experience!

Leola Emmerich

Important

Above there is information about a definite company. Below you can review common aspects of payday loans.

Payday Loans in Urbana, Ohio

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Online cash advance loans can be the easiest solution to your unexpected financial problems in Urbana , Ohio because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the company's policy.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit history an increased chance to get accepted for such loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your needs and repay your loan commitments on time.

To get approved for a cash advance, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.