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3 5 reviews

248 S Lyman St, Wadsworth, OH 44281, USA
+1 (330) 336-2150
www.genfed.com
Friday
8:30AM–6PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

1997-02-28

Mailing Address

Company Name

Contact Data

What people think about GenFed Financial Credit Union?

Below you read some of the testimonials of our customers.

GenFed Financial Credit Union rescued me in a hopeless time. They approved me for a payday loan although I had credit issues. The process was hassle free and fast. I wanna say thanks for their exceptional customer support service and reasonable rates. I will definitely recommend this loan provider to my family and friends.

Samara Littel

A good payday lender. The lender quickly processed my application. Had money in my account the next day. If you need some extra money urgently, this is the best loan provider, I’m telling you!

Joelle Watsica

Important

Above there is information about a precise loan provider. Below you can read common characteristics of payday loans.

Payday Loans in Wadsworth, Ohio

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Wadsworth, Ohio. The entire process is straightforward. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get approved for a payday loan. Such loans are created to help meet the needs of consumers with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit score. You will need a regular income to apply for a bad credit payday loan.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Wadsworth, Ohio

First Financial Bank

300 High St, Hamilton, OH 45011, USA

+1 (513) 867-4720

www.bankatfirst.com

MoneyGram

765 W Market St, Troy, OH 45373, USA

+1 (937) 332-0058

locations.moneygram.com

ATM (United Midwest Savings Bank)

101 S Main St, De Graff, OH 43318, USA

+1 (937) 585-5861

www.umwsb.com

ATM Consumers National Bank

1215 W Maple St, Hartville, OH 44632, USA

+1 (330) 325-4591

www.consumersbank.com

ATM (Key Bank)

1360 Michigan Ave, Waterville, OH 43566, USA

www.key.com

OneMain Financial

623 Hebron Rd, Heath, OH 43056, USA

+1 (740) 522-8151

www.onemainfinancial.com

Pillar Credit Union

300 Barks Rd E, Marion, OH 43302, USA

+1 (740) 389-9960

www.pillarcu.com

Kroger Money Services

2900 W. St. Rt. 22 &, 3, Maineville, OH 45039, USA

+1 (513) 683-4001

moneyservices.kroger.com

KeyBank

3736 Germantown Pike, Dayton, OH 45417, USA

+1 (937) 263-1600

www.key.com

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