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Loan agency in Wapakoneta, Ohio

116 E Auglaize St # B, Wapakoneta, OH 45895, USA
7 years in business
+1 (419) 738-3560
1stchoicefinancial.net
Tuesday
9:30AM–6PM
Wednesday
9:30AM–6PM
Thursday
9:30AM–6PM
Friday
9:30AM–7PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9:30AM–6PM

Domain Info

Created Date

2016-06-08

Mailing Address

Ohio, United States

Company Name

Contact Data

Feedback about 1st Choice Financial?

Here you grapple with the feedback of our clients.

The funds are transferred to my credit card. I cover obligations through my personal account. The payment is efficient and quick. Pay on time and there will be no problems.

Jessyca Schaefer Sr.

I'm not ashamed to borrow money from 1st Choice Financial, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Henderson Kassulke DVM

1st Choice Financial applied for a loan secured by a vehicle for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Esta McKenzie

Pay Attention

Payday lenders are provided in the first three points. Below info shows shared information about payday loans.

Payday Loans in Wapakoneta, Ohio

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Wapakoneta, Ohio are taken out problem-free. The interest percentage is conditional on the customer's person-related information: if you repay more payday loans, the more favorable terms and rates payday lending companies offer.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will 1st Choice Financial help take out a loan in Wapakoneta, Ohio?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Wapakoneta, Ohio. They assess many other factors before issuing a loan. One of them is solvency. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Wapakoneta, Ohio

Fifth Third Bank & ATM

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+1 (330) 225-3443

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Edward Jones - Financial Advisor: Ron Endicott, AAMS®

505 W Emmitt Ave Suite 1, Waverly, OH 45690, USA

+1 (740) 947-0504

www.edwardjones.com

Fifth Third Bank & ATM

229 S Sandusky St, Delaware, OH 43015, USA

+1 (740) 369-9084

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Walmart Money Center

1210 Columbus Ave, Marysville, OH 43040, USA

www.walmart.com

Woodforest National Bank

2400 Harding Hwy, Lima, OH 45804, USA

+1 (419) 224-1714

www.woodforest.com

Citizens Bank ATM

6241 Som Center Rd, Solon, OH 44139, USA

www.citizensbank.com

National Cash Advance - Closed

1394 W 1st St, Springfield, OH 45504, USA

+1 (937) 324-4646

www.nationalcashadvance.com

Osgood Bank

500 E Park St, Fort Loramie, OH 45845, USA

+1 (937) 295-2900

www.osgoodbank.com

Huntington Bank

690 W South Boundary St, Perrysburg, OH 43551, USA

+1 (419) 254-7034

www.huntington.com

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