Welcome to Our Online Loan Referral Service

3.4 14 reviews

190 Waverly Plaza, Waverly, OH 45690, USA
+1 (740) 947-4419

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Mailing Address

PO Box 639 C/O 2mycu.com, Kirkland, WA, 98083, United States

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Whois Agent (092871973)

Whois Privacy Protection Service, Inc.

Contact Data




Feedback about Atomic Employees Credit Union?

Here you read the feedback of our clients.

I get my paycheck a day before most other people that go through other banks

Lacey Terry

The check never seems to be sent in a timely manner.

Prof. Brandt Koelpin

The workers at Waverly Atomic are very rude with most customers.

Lauren Monahan

My personal experience is Hometown goes above and beyond for their customers!

Candice Rippin

Dont waste your time hurting your credit score for them to waste your time.

Valentina Kirlin

Hometown Lenders, Inc. is such an amazing place with a great staff!

Bailee Rice

Pay Attention

Lending companies are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Waverly, New York

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Waverly, New York are taken out easily. The interest percentage is conditional on the client's personal information: if you pay back more payday loans, the more favorable terms and rates lenders offer.


25% small loan cap

How will Atomic Employees Credit Union help take out a loan in Waverly, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Waverly, New York. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Waverly, Ohio

Lendmark Financial Services LLC

2902 N Ridge Rd E, Ashtabula, OH 44004, USA

+1 (440) 993-0030


Huntington Bank

30 Springside Dr, Akron, OH 44333, USA

+1 (330) 666-5661


First Financial Bank

330 W National Rd, Englewood, OH 45322, USA

+1 (937) 540-1250


First Commonwealth Bank

4730 Montgomery Rd, Cincinnati, OH 45212, USA

+1 (513) 830-7990



5301 Warrensville Center Rd, Maple Heights, OH 44137, USA

+1 (216) 663-8800


Huntington Bank

36 W Broad St, Pataskala, OH 43062, USA

+1 (740) 927-1347


Check Into Cash

8088 Beechmont Ave, Cincinnati, OH 45255, USA

+1 (513) 474-0622

Edward Jones - Financial Advisor: Jacob W Hill, CFP®

1186 W Hunter St, Logan, OH 43138, USA

+1 (740) 380-1182


Woodforest National Bank

4004 Tuscarawas St W, Canton, OH 44708, USA

+1 (234) 360-0571