OneMain Financial Payday Loans Review

5 4 reviews

Loan agency in Wilmington, Ohio

Organization owner?

1673 Rombach Ave ste 15, Wilmington, OH 45177, USA

7 years in business

+1 (937) 382-2516

www.onemainfinancial.com

Tuesday

9AM–7PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you get acquainted with the reviews of our customers.

For 6 months I have not been able to make the company to transfer the information about the paying back of the loan for 2019.

Nicklaus Haley

No matter how much submitted an application for a payday loan. Constantly refused. No idea why?

Ms. Kitty Gislason

Unsatisfied! Was declined to take out $1,000. Only $400 was approved.

Waylon McGlynn

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes readers get acquainted general information about payday loans.

Payday Loans in Wilmington, New York

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Wilmington, New York are issued problem-free. The interest percentage is dependent on the borrower's personal information: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

25% small loan cap

How will OneMain Financial help take out a loan in Wilmington, New York?

Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with customer data. It will take several minutes to consider the application. The funds are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Wilmington, ny review this circumstance not a hindrence to take out a loan. The borrower of a cash advance should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on a due date and not only handle current issues, but enhance the credit history.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Wilmington, Ohio

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+1 (440) 485-4277

Edward Jones - Financial Advisor: Mitch Howell

809 Steubenville Ave, Cambridge, OH 43725, USA

+1 (740) 439-6641

www.edwardjones.com